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The following is a list of typical items needed for your mortgage application. These items are are needed depending upon the type of mortgage you're interested in and your ability to provide them can greatly speed your application process. Stay informed with the frequent changes to mortgage programs and guidelines by clicking the following link and entering your contact information and the word "subscribe" in the detail section. You'll receive updates and practical advice as they occur. Subscribe to Mortgage News & Updates
If you have a question, contact John Shellington or click through to the Pre-Approval section of this site. |
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Employment |
| ____ Name and address of employers for the past two years |
| ____ Copy of pay stubs for the previous 30 days |
____ Copy of last two years w-2 forms (if commissioned or paid by 1099, copy of last two years complete tax returns) |
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Self-employed |
____ Copy of last two years tax returns (personal and corporate); year to date P&L and Balance Sheet through the most recent quarter |
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Liabilities |
| ____ Name and account numbers for all revolving and installment accounts |
| ____ Name and account number for all mortgage loans for the previous two years |
| ____ Name and address for landlords for the previous two years |
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Assets |
| ____ Name, address, and account number for all bank accounts |
| ____ Name, address, and account numbers for all brokerage accounts |
| ____ Copies of statements covering last 3 months on asset accounts |
| ____ Copy of most recent statement for 401K, Savings Plan, etc. |
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Miscellaneous |
| ____ Copy of driver’s license and social security card |
| ____ Copy of fully executed divorce decree if applicable |
| ____ Copy of signed earnest money contract |
| ____ Copy of lease agreements on rental properties |
| ____ Veterans! Copy of DD 214 and Eligibility Cert. if you have it |
| ____ Check for the cost of your credit report and appraisal |